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Personal Checking
Access to your money your way.

  Unlimited Transactions Interest Bearing Minimum Balance 
Advantage Plus $500
Go Green   $0
PrimeTime Checking $0

 

  • Advantage Plus Checking

    Enjoy all the benefits of our premium checking product plus earn interest on your daily balance.

    Interest Rate - .05%
    Annual Percentage Yield - .05%

    • First order of checks free
    • Free debit card*
    • Free online bill payment**
    • 10% off safe deposit box rent
    • $500 average balance is required
    • $10 below minimum fee plus 25¢ per debit fee if average balance falls below $500.
    • Interest calculated on the collected balance and compounded and credited monthly.
      Annual Percentage Yields (APY) and Interest Rates are subject to change at any time.
      Rates are effective 01/01/2019. Fees may reduce earnings.
  • Go Green Checking

    No-frills account for those customers looking for a basic checking account.

     No minimum balance is required.  Enjoy the following services with your Go Green Checking account:

    • Free Debit Card* 
    • Free Online Bill Payment**
    • Image statements available online
    • $5 service fee – waived with estatements.
  • Primetime Checking Account

    Interest checking for our friends 55 years old and over.

    Interest Rate - .05%
    Annual Percentage Yield - .05%

    • No minimum balance is required.
    • $10 off check printing order
    • Free debit card*
    • Free online bill payment**
    • 10% off Safe Deposit Box Rent
    • Interest calculated on the collected balance and compounded and credited monthly.
      Annual Percentage Yields (APY) and Interest Rates are subject to change at any time.
      Rates are effective 01/01/2019. Fees may reduce earnings.

The following apply to All Checking Accounts:

  • *ATM/ Debit cards available to qualified customers. ATM fees may be charged if out of network ATM is used.  Use Moneypass ATMs to avoid fees.
  • **Online bill pay fee of $4.95 per month will be charged if you sign up for online bill pay and do not use if for 3 months without discontinuing service.
  • A Dormant Account fee of $2.00 per month is charged if the account is not used for 6 months.   No fee assessed if balance is over $50.00.  
  • An Account Closing Fee of $25 is charged if the account is closed within the first six months. 
  • Check images and image statements available online. A $5.00 Image Statement Fee applies if a mailed image statement is requested.

Verifying Your Identity as Required by the Patriot Act

Important information about procedures for opening a new account:  To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. In addition on legal entity accounts, we will require identification on the beneficial owners and the controlling person. 

What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.  We thank you for your understanding and for joining us in securing a safer tomorrow.