Mark Zaruba

EVP/CEO

651-462-7614

With FSBW Since: 1987

The details:  Mark was born and raised in the area.  He graduated from Forest Lake High School in 1982 and Augsburg College in 1986 with degrees in Finance and Economics.  Mark joined First State Bank of Wyoming (“FSBW”) in June 1987 and attended the Graduate School of Banking in Colorado shortly thereafter.

Mark and his wife have two daughters and loveable British Black Lab.  When not in the office, he enjoys watching his daughters play fastpitch softball, skiing out west, and fishing & hunting with family and friends.

 

Something that recently made you smile:  My dog.

Early bird or night owl?  Neither!

Favorite MN sports team:  The Wild

Dream vacation destination:  Anywhere warm with a beach.

Contact

Tim Zaruba

NMLS ID #677695, VP/Mortgage Lender

651-462-7620

Contact

Nate Wilner

VP/Commercial Lender

651-462-7612

With FSBW Since: 2003

The details:  Nate Wilner has been in banking for over 25 years and with FSBW more than 18 years.  Nate graduated from the University of MN Carlson School of Management.  He enjoys using his experience, knowledge and background to help his clients succeed.

Outside of work, Nate has spent 12 years with the Wyoming EDA and is an active member of the Forest Lake Area Rotary club.  In his free time, he enjoys cooking, grilling, fishing, EATING, traveling, sports (Been bleedin’ purple for many years – “Go Vikes!”), working on his house and family time.

 

Proudest moment at FSBW:  Every time I get to help clients turn their business around and grow!

Early bird or night owl?   Night Owl.

Favorite book:  The Cliffs Notes version.  😊

If you had to eat one meal, every day for the rest of your life, it would be:  NOT Lutefisk.  No, thank you.

What are you happiest doing when you’re not working?  Traveling.  Anywhere and everywhere.

Contact

James Friend

NMLS ID #712638, VP/Commercial Lender

651-462-7629

With FSBW Since: 2013

The details:  A U of M graduate, James began his Banking career in March 1983.  While not all of that time has been with First State Bank of Wyoming (“FSBW”), Jim has enjoyed the community impact he has been a part of since beginning with FSBW nearly a decade ago.

Jim has been involved with the Community Scholarship Foundation since 1985, was Forest Lake Chamber of Commerce Chair 1999-2000, and serves on the Forest Lake FFA Alumni Association Board of Directors.

 

Something that recently made you smile:  My niece scoring her 1^st soccer goal!

If you had to eat one meal, every day for the rest of your life, it would be:  Alaskan baked halibut fish.

If you were a superhero, your superpower would be:  To fly.

Favorite MN restaurant:  Either Smack Shack or Murray’s.

Favorite MN sports team:  Minnesota Lynx!

Contact

Wayne Houle

AVP/Consumer Lender

651-462-7618

With FSBW Since: 1994

The details:  As you enter the bank, you will probably see me in the corner office. I have been with the bank since 1994.  My main area is consumer lending, which consists of auto and most types of personal lines of credit.  I enjoy working with people and helping them with their needs.  My interests are pretty basic: family, faith, and farm.

I come from a farm background and still have a small hobby farm near Scandia with horses & chickens, and on which my wife and I have raised nine kids.  Summer on the farm gets very busy for us, but we still try to attend a few car shows with our “oldie.”  Fall, which is one of my favorite seasons, sees things tending to slow down and I can get to do a little hunting.

 

Proudest moment at FSBW:  My proudest moment was when one of our boys was very sick – deathly ill, in fact.  The bank was very supportive and offered whatever time I needed.  I also know the bank has done this for a number of other employees, as well.  It is so reassuring to know that when we call ourselves a “Work Family,” that is what we truly are.

We are the biggest “little independent” bank in the county, which I am proud to be a part of.  Being independent, we can still help people with things the larger institutional banks won’t.  Many of our customers have come to us after not having their needs met.

The roots of the bank run deep in the community – most visibly through its employees and charitable support to many local needs.

Favorite book:  “Rolf and the Viking Bow” – an old Icelandic saga.

Favorite quote or movie line:  “Courage is being scared to death but saddling up anyway.” – John Wayne

Contact

Patrick Campbell

NMLS ID #2793839, Consumer Lender

651-462-7646

With FSBW Since: 2022

The Details: Born and raised in Lindstrom, I started at First State Bank of Wyoming during the summer of 2022 after almost a decade of service and dedication in retail management. I wanted to join FSBW’s team because of my skills in marketing and communication. I have my degree in Business and enhanced my interpersonal skills working within a retail setting. I’ve always been a utility player that can succeed at any position, and I look forward to continuing that skill here at FSBW. In my free time, I like to work on my impression/voiceover portfolio, play softball in Stacy, hunt, fish, and socialize with my family and friends whenever possible!  

 

I very much look forward to getting to know more about the community we serve and bring that friendly, neighborhood banking mentality that First State Bank of Wyoming has been doing for a very long time!  

 

Early bird or night owl: Early bird 

Favorite movie: Star Wars Episode III 

Fun fact about myself: I can do over 2 dozen celebrity and cartoon characters impressions/voices! 

Dream vacation destination: Aruba  

If you were a superhero, your superpower would be: Telepathy 

What are you happiest doing when you’re not working: Making memories with my family and friends or cheering on the Green Bay Packers!  

Contact

Stacy Frahs

AVP/BSA Officer/Teller Services Lead

651-462-7624

With FSBW Since: 1991

The details:  I started at First State Bank of Wyoming (“FSBW”) on February 11, 1991.  I have worked in many departments from Branch Manager at our Stacy office, to my current position as AVP/BSA Officer and Teller Supervisor in our Wyoming office.  I love to work with customers and the many fellow co-workers I have had over the past 30 years.

It has been my distinct pleasure to work for an independently owned business such as FSBW!  Each year we do many fun events, such as Parades, Rootbeer Floats, and my favorite – Halloween!  During my time outside of work, I love to spend time with family and friends, and going ATV riding!

 

Proudest moment at FSBW:  When I was promoted to AVP/BSA Officer.

Something that recently made you smile:  The birth of my grandson!

Favorite MN restaurant:  Too many to count.  If you’re going to force just one out of me… I’m going to have to say Don Julios’s.

Dream vacation destination:  Anywhere with a warm, sandy beach!

What are you happiest doing when you’re not working?  Visiting my grandkids and riding side by side.

Contact

Heather Zaruba

Teller

With FSBW Since: 1998

The details:  Born and raised about 10 minutes northeast of Wyoming, I started at First State Bank of Wyoming in August 1998.  Getting to work as a Teller and more, I enjoy seeing the many aspects of bank operations and the multitude of ways in which we can help our customers.

My husband and I have two daughters and a loveable British Black Lab.  We enjoy watching our daughters play softball both home and away; they’re quite the talented athletes!  I also enjoy skiing, fishing, hunting, traveling, and spending time with family and friends.

 

Something that recently made you smile:  This makes me smile EVERY DAY – when I come home and my dog runs up, full of excitement and joy, to see me.

Early bird or night owl?  Early bird.

Favorite MN restaurant:  Lindey’s Steak House.

Favorite MN sports team:  Wild!

Dream vacation destination:  Fiji.  Who wouldn’t?!

Contact

Patty Johnson

Teller

pjohnson@fsbwyoming.com

With FSBW Since: 2014

The details:  Patty has been working for First State Bank of Wyoming (“FSBW”) on the Teller team since 2014 and she absolutely adores the friendly and welcoming atmosphere!   She enjoys meeting all our customers and assisting with transactions and answering any questions she can.

Outside of work, Patty loves to swim, is an avid Star Trek fan, enjoys thoroughly spoiling her cat, and would someday like to go up in a rocket!

 

Something that recently made you smile:  My son’s wedding this summer, and when my daughter’s family came home to visit!

Early bird or night owl?  Both; I don’t sleep much.

If you were a superhero, your superpower would be:  I’d be the world’s fastest swimmer!  Michael Phelps, stand aside.  Aquaman?  You’ve been warned.

Favorite MN restaurant:  Red Ginger China Bistro

Bobbie Langer

Teller

With FSBW Since: 2018

The details:  Born and raised in Minnesota, “Hometown Service” isn’t just a bunch of words to me!  My favorite aspects of working at FSBWyoming are the family atmosphere and the wonderful customers I get to work with.  I have been married for 26 years, raised two children, and now have a grandbaby on the way!  Life is good.  Outside of work, I love to travel, read, shop, go to the family cabin, and hang with family and friends.

 

Proudest moment at FSBW:  EVERY DAY is a proud moment for me at FSBW!  Being able to work with my daughter is priceless!

Something that recently made you smile:  Such an easy answer: finding out I’m gonna be a grandma!

If you were a superhero, your superpower would be: To take stress away from everyone.  The world needs more of that!

Favorite MN restaurant:  Pittsburgh Blue.

Contact

Leah Zaruba

Teller

With FSBW Since: 2022

The details: Leah has been a teller at FSBW since 2022. Before she started in August, she was involved behind the scenes with parades and bank celebrations her whole life. She is a fast learner and is excited to meet new faces everyday. When Leah is not at work, she loves to spend time with her family and her dog, Avery. She is an avid ice fisherman, hunter, and an intense skier. She has also had a passion for softball since she was 9 years old, acquiring some hardware and accolades along the way. Leah will be graduating from Chisago Lakes High School in the spring of 2023 and head off to college to pursue a Bachelors degree.

Something that recently made you smile: Snow

Favorite MN Restaurant: Lindsey’s Steakhouse

Favorite MN sports team: Wild

Favorite quote or movie line: “You got it dude”

Anna Zaruba

Teller

651-462-7611

Anna joined the First State Bank of Wyoming team in July of 2024. She has been a great addition to the teller team. Anna is graduating from Chisago Lakes High School in the spring of 2025. After she graduates, Anna is excited to become a Warrior at Winona State University and play softball. When Anna is not at work, she loves playing softball and hanging out with her friends and family and her dog, Avery.

 

Favorite quote or movie line “My name is Mater. Like ta-mater, but without the ‘ta’ “.

Dream Vacation Destination: The Maldives

If you had to eat one food, everyday for the rest of your life, it would be: FRUIT!!

Deborah Piersiak

Teller

With FSBW Since: June 2025

THE DETAILS: My life is all about faith and family. I was born in St. Paul but our family of 13 moved to a farm in Hudson, Wi. when I was 10. I graduated from Hudson HS and met my husband that fall. We got married 4 years later and moved back to MN so he could start his business. We quickly got involved in the children’s ministry helping the toddlers, then the junior high kids all while having 4 of our own.

I joined the banking world in 2004 as a teller and left it in 2013 as a loan officer, I love helping people!

It feels right to be back in banking and I’m excited to be a part of this banking family and to be a part of helping people again.

Our family has grown to 22 of us now, such a blessing of having 13 g-babies! I enjoy every one of them, when I am not with them, I enjoy time outdoors in my flower gardens, going for a walk with my King Charles Cavalier, Finnegan, or riding my bike, then there is always the fishing and camping which we all enjoy doing!

 

Dream Vacation Destination: Mediterranean Cruise

What are you happiest doing when you’re not at work: Enjoying a cup of coffee on my patio

What is your go-to Karaoke song: Bob Segar – Old Time Rock and Roll

Michelle Gillespie

Asst. Vice President

651-462-7621

With FSBW Since: 1984

The details:  I started working at First State Bank of Wyoming (“FSBW”) in 1984.  During my time here, I’ve enjoyed working as a Teller, Data Processor, Stacy Branch Manager and now in Deposit Operations.

Working with customers is easily the best part of my job.  I feel fortunate to be able to call many of our customers “friends,” even.  I’m surrounded by great staff who share the vision of exceeding customer expectations by providing personalized financial services.

I’m proud to be involved in our community – along with bank sponsored events, I also volunteer as a Meals-on-Wheels driver.

Outside of banking I like to spend time with my family & friends.  I also enjoy hiking – especially walks with my dog, Otis, gardening, roads trips and vintage finds.

 

Proudest moment at FSBW:  Celebrating the bank’s 100^th Anniversary!

Favorite book:  “Marley & Me” by John Grogan.

Favorite quote or movie line:  “Kindness is the language which the deaf can hear and the blind can see.” – Mark Twain

Contact

Sam Severin

Customer Relations Officer

With FSBW Since: 2017

The details:  Sam is pretty much a “lifer” – this is her second stint at First State Bank of Wyoming (“FSBW”) and, in her own words, “I’m thrilled!”  Round one was in the early aughts, where she started as a Teller and then moved to CSR.  After a brief period away, Sam came back in 2017 to be a Teller and NO more…which lasted for all of five minutes.  Nowadays, Sam helps lead the CSR team and strives to exceed customer expectations by providing quality products customized to fit the needs of each situation.

Outside of work, Sam enjoys spending time with her husband and daughters.  She admits there’s never a time as magical as when she’s camping with friends – great outdoors, shenanigans, what’s not to love?  Oh, and she likes her dog.  Sam might even be willing to admit that she loves her!

 

Favorite book:  The “Harry Potter” books by J. K. Rowling.

If you had to eat one meal, every day for the rest of your life, it would be:  Cheese Pizza!

Dream vacation destination:  Any island in the sun.  Catch me there next week!  😉

Contact

Mandy Henzlik

Customer Service Rep

With FSBW Since: 2017

The details:  I started here as a Teller and have enjoyed getting to know the community.  My favorite is hearing stories about your families & pets.  I always have time to see pet photos!

I have grown with the bank and now provide Customer Service, which gives me more time to help people customize our products according to their needs.

The bank has the best group of people I have ever worked with – everyone is willing to pull together to make sure we can accomplish whatever task is set before us!

 

Proudest moment at FSBW:  Each time Nicole and I successfully pull off a prank on our coworkers.  😊

Early bird or night owl?  After some coffee, I’m more of a mid-morning to afternoon person.

If you were a superhero, your superpower would be:  The power to heal others.

Favorite quote or movie line:  “Your heart is free. Have the courage to follow it.” – William Wallace / Braveheart

Dream vacation destination:  A cruise around the world. Oh! And we’d visit Cat Island (Ao Island) in Japan on that cruise…

Sam Knolls

Stacy Office Lead

With FSBW Since: 2016

The details:  I have been with First State Bank of Wyoming (“FSBW”) since 2016. I started as a Teller and through proven leadership and excellence in customer service, joined our CSR team in 2020.

Born and raised in Minnesota, I have been an avid soccer player for years.  I am so lucky – I get to marry by best friend, Chris, next fall, and we are quite excited to be in the process of buying our first home.

When it comes to leisure time… if it’s outside, we probably do it!  We love the great outdoors, hiking, hunting, four-wheeling, fishing, and more.  We most especially enjoy the cabin life up north with family and friends.  My favorite holidays are Halloween and Christmas – coincidentally, two of the best days to be at the bank!  I enjoy reading when I have a spare moment, alongside drawing and photography.  My two dogs are my world; they give the best cuddles!

 

Proudest moment at FSBW:  Each time I get to catch a “fraudster” and stop them from trying to get customer information.

If you were a superhero, your superpower would be:  Teleportation.

Dream vacation destination:  Anywhere in the Tennessee Smokey Mountains.

Question & Answer of Your Choosing:  What is your Favorite Season?  My favorite season is summer; hard to compete with fun in the sun and a steady 80 degrees!

Natalie Schleif

Receptionist

With FSBW Since: 2002

The details:  Natalie started as a Teller, and, while continuing that role, ventured into several other departments during her 20 years of employment.  As she likes to say, “I have worn many ‘hats’ over the years!”  What has made Natalie stick around?  The special interaction with customers and being able to help them, alongside the friendships she has made with past and present employees.

When it comes to supporting the community and reppin’ FSBW, Natalie enjoys serving root beer floats and participating in parades with her workfam team.  She LOVES many of the “F” words…Faith, Family, Friends, Fun, Food, Football and Fall!

 

Something that recently made you smile:  The beautiful fall colors and smell of fresh, crisp air.

If you had to eat one meal, every day for the rest of your life, it would be:  Thanksgiving Dinner!

Favorite quote or movie line:  “Buddy the Elf, what’s your favorite color?” – Elf

Dream vacation destination:  Anywhere to have an adventure and relax!

What are you happiest doing when you’re not working?  Spending time with family and friends.

Michelle Osuna

Customer Service

With FSBW Since: 2018

The details: 

My hobbies include arts & crafts and spending time with my family.  I love driving around Minnesota and trying to locate all the obscure roadside attractions that are found in my “Weird Minnesota” book… I have been known to make a four-hour drive last all day!  It all pays off in the end, because I have many pictures of my kids throughout the years, standing next to some big loon, boot or other random statue.  Priceless!

I like to make people laugh.  I usually don’t care if it is at my expense.  If someone catches me singing at the top of my lungs and it gives them a chuckle: good!  We are both smiling, then.  My husband lovingly calls me “gooney bird.”  …I am not a very gullible person, but one day he told me that the grocery store had gooney bird ice cream and I believed him.  And know you know.  If you have to give us a call at 651-462-7611, we’ll see if I can’t find a way to make you laugh, too!

 

Proudest moment at FSBW:  There are a couple dispute cases that come to mind that I was not sure we could win, but we did, and I got the customers money back for them!  I would be remiss if I didn’t also mention getting to sit on our Employee Giving committee – there have been several folks who we were extra happy to be able to help.

Favorite quote or movie line:  “Everything will be ok in the end. If it is not ok, it is not the end.” – John Lennon

Contact

JoAnna Jones

Receptionist

With FSBW Since: 2003 thru 2013 & since 2015 and counting!

The details:  JoAnna has over 15 years of experience at First State Bank of Wyoming.  She has worked in several areas of the bank and customers rely on her for assisting them with any of their account needs.   She prides herself on treating customers as she would like to be treated.   JoAnna puts her heart and passion into enhancing your banking experience showing “front porch kindness” at every turn.

JoAnna is a lifelong member of the Stacy/Wyoming community.    Outside of work, her passion is spending time with her family & friends.   Nothing is more important to her than sharing time, laughter and love with them.   Add a garden, pets and some sunshine – and she has found heaven on earth.

 

Proudest moment at FSBW:  My proud moments are each time I can help someone with any concern or questions they may have.

Early bird or night owl?  Early Bird gets the worm.

Dream vacation destination:  Alaska!

What are you happiest doing when you’re not working?  Being with my family and loved ones.

Alayna Olson

Customer Service Rep

With FSBW since: 2023

Alayna is someone who really likes being outdoors. If she’s not ice skating, skiing, waterskiing, hiking, running, or just enjoying nature, she is enjoying spending time with her friends, husband and family. Alayna has a passion for helping people, and making customers feel welcomed. Showing kindness towards others is very important to her because you never know the hardships someone is going through. Her likeability and warm personality has furthered her career within customer service. She exemplifies what FSBW has stood for since its inception over 100 years ago; the knowledge and capability to make your banking experience a breeze. She looks forward to getting to know all of our wonderful customers!

Favorite Restaurant in MN: Keys Café.

Favorite quote or movie line: “ Life is not the breaths you take, but the moments that take your breath away.”

Dream vacation destination: Hawaii or Italy.

If you had to eat one meal, every day for the rest of your life, it would be:  Pizza because there are so many toppings and kinds you can chose from.

Ally Mrozik

Customer Service Rep

With FSBW Since: 2025

The Details:

Ally joined the First State Bank of Wyoming team in June of 2025. She lightens the room with her smile each day and is always eager to help when needed. Ally is big on the small things, because life is too short to not enjoy it to the fullest. She appreciates being able to help people and loves to make a positive difference in the workplace and the environment around her. We all know that finances can be stress inducing, so Ally is here to help our customers as best as we can. When Ally is not at work, you can always find her embracing the outdoors and hanging out with her three older siblings. Ally is also proud to be called “auntie” by her eight nieces and nephews.

 

Something that recently made you smile: My silly dog, Cooper

Favorite Movie: Remember The Titans

Favorite quote or movie line: “It’s nice to be important, but it’s more important to be nice.”

Kristi Nelson

VP/Operations

651-462-7622

With FSBW Since: 1980

The details:  Kristi has been a member of the First State Bank of Wyoming (“FSBW”) team for over 40 years.  Understandably, she has seen many changes in banking during her tenure.  She worked at the bank when they purchased their first computer and enjoys the challenges of keeping pace with advances in technology on a daily basis.  Kristi also guides FSBW’s Marketing & HR efforts.

Kristi enjoys the variety and feeling of community that comes from working for a locally owned community bank in her back yard.  She and her husband, Troy, are lifelong residents of Stacy and enjoy giving back to the community through their involvement with the Stacy Lions and SLFD.

 

Proudest moment at FSBW:  Every Halloween Celebration!  We take pride in being more than just a place you bank – we are THE PLACE you want to be, especially when we get to unleash our most festive selves.  😊

If you were a superhero, your superpower would be:  Being 2 places at one time.  I’m almost there!

Favorite MN restaurant:  The OG Rustic Inn.

Dream vacation:  Camping with Family, Pups & Friends!

Contact

Kevin Nascene

Auditor

With FSBW Since:  2005

The details:  During his tenure with First State Bank of Wyoming (“FSBW”), Kevin has worn many hats – including roles revolving around operations, information technology, and the internal audit function.

Kevin came to FSBW with a lot of banking experience under his belt.  He has been employed by nine banks in his career, including as a bank president.  Kevin comes from a banking family as well.  His dad owned three banks outright in the towns of Winger, Carlos, and Waubun, as well as the first National Bank of Pine City with two other fellow bank examiners.

Kevin is now semi-retired, and handles the bank’s internal audit function.  When Kevin is not in the office he is either golfing, vacationing on the north shore, enjoying a glass of wine and a concert, honing his incredible musical ability, or spending time with his grandkids.

Contact

Aline Gloeb

Operations Officer

With FSBW Since:  2008

The details:  Aline has been an employee at first state bank of Wyoming for more than 13 years. Since Aline joined the FSBW team, she has taken a huge role in transforming the operations department. She is seen as a leader among her peers, and will never shy away from a new project to expand her knowledge and ability to better assist her peers and customers.

 

Contact

Cheryl Immel

Operations

With FSBW Since: 2019

The details:  This is the first time in my professional life that I have worked in banking (though I worked in accounting in my “former life”), and I have enjoyed every moment!  I was raised in Hugo and have spent the last 30 years in North Branch.  I am fortunate enough to have been married for 34 years, now, to my best friend, Chuck.  We have a wonderful son, daughter & son-in-law, and two grandsons!  Two of my favorite indoor activities are baking and reading.  I love my time outdoors just as much – including spending time up north with family, ATV riding, shooting sports, and fishing.  I LOVE working at a place where community, customer and staff are important!

 

Early bird or night owl?  Not really an early bird, and yet I can’t stay up past 10pm without paying for it the next day.  How is that fair?  😉

Favorite book:  I enjoy anything in the historical fiction genre!

If you had to eat one meal, every day for the rest of your life, it would be:  Ya know, I won’t make it through the day without a cup of coffee…so there you go!

Favorite quote or movie line:  “It’s not what we have in life, but who we have in our life that matters.” – J.M. Laurence

Contact

Kylie Sampson

Information Security Officer

651-462-7635

With FSBW Since: 2022

The Details: I am a new employee at FSBW having started in May of 2022. I graduated from Forest Lake Area High School followed by attending Metropolitan State University in St. Paul, MN graduating with a Bachelor of Applied Science degree. This is my first job in the banking industry, and I am looking forward to learning about anything and everything at a community bank! My position involves supporting and evolving all the technology needed for modern banking. 

On my own time, I like to spend time with my husband, dog and two playful cats. My husband and I are always making time for our family, and we try to get to the great outdoors every chance we can!  

 

If you were a superhero, your superpower would be: The ability to fly!  

 

Dream vacation destination: Anywhere in the mountains.  

 

If you had to eat one meal for the rest of your life, what would it be: TACOS!!!  

 

Early bird or night owl: Early bird  

 

Favorite quote or movie line: “Don’t judge a book by its cover”  

Mady Eng

Operations / Dispute Analyst

(651) 462-7611

With FSBW Since: 2024

The Details: Before becoming an employee at FSBW, I was a customer who loved the environment and community outreach that FSBW does. Since I joined the team, I experienced firsthand just how amazing and tight knit we are, which is something I admire greatly. I grew up in the Chisago Lakes area, and after graduating from the University of Minnesota-Duluth with my bachelor’s degree in HR Management, I decided to return home and start giving back to my community in a place that has like-minded goals and aspirations. My specialty here at FSBW is being a dispute analyst, working with the customers and finding solutions to their billing or transactional issues!

When I’m not at work, I enjoy being outside and on the water with my family and boyfriend. And if I’m not outside, you can bet I’m curled up in a soft blanket watching my favorite shows or movies. I look forward to getting to know our customers!

Favorite Restaurant: Cossetta’s

Favorite MN sports team: What are sports?

Early bird or night owl?: Early bird for sure!

If you could eat one food for the rest of your life, it would be: Tacos!

Contact

Lisa Baker

NMLS ID#677697

With FSBW Since: 1996

The details:  Lisa Baker is a Mortgage Supervisor at First State Bank of Wyoming (FSBW), where Lisa processes loan applications from start to finish, including mortgage refinancing and educating clients about their different financing options.

Lisa helps homeowners and new buyers secure a loan that suits their budget and goals. You can expect 100% transparency, no horror stories, and nasty surprises when working with Lisa.

Contact

Meredith Polipnick

Compliance Officer NMLS ID#1697805

651-462-7647

With FSBW Since: 2003

 

The details:  Family is the center of Meredith’s life.  She has been married for over 31 years and is blessed with a daughter who loves track, working out, art, friends and college life.  Spending time with her family, gardening and traveling are some of Meredith’s favorite things to do when not at work.  Meredith loves weather-watching and storm-chasing – she received her B.S. Degree in Meteorology in 1998 and is a storm spotter for the National Weather Service.

 

Meredith has more than 26 years of banking experience, and over 21 of those years have been with First State Bank of Wyoming (“FSBW”).  Meredith’s job focus changed in May of 2022 when she was promoted to the Compliance/Resolution Officer – Loan Support Specialist. She is responsible for the Lending Compliance for the bank and is learning Deposit Compliance as well. Merideth is also responsible for helping the Lenders and the Processing Staff with questions and making sure that the work is being done correctly. She remains a registered Mortgage Loan Originator (MLO).

 

For Meredith, one of the most important benefits of working at FSBW is the bank’s determination to put family first.  They understand the importance and refuse to compromise on that ideal.

 

 

Proudest moment at FSBW:  Receiving my MLO license!

Something that recently made you smile:  Watching my daughter play volleyball.

Favorite book: “The Twilight Saga” by Stephenie Meyer.

Favorite MN restaurant: Rodizio Grill.

Dream vacation destination:  Bora-Bora!

Contact

Clare Proulx

Loan Support

With FSBW Since: June of 2015

The details:  Born and raised in Minnesota, I am a graduate of Cloquet High School.  I was a stay at home mom, blessed to be able to raise my three girls, and started working for 3.5 hours at Wyoming Elementary when my youngest was in 6^th grade.  Giving my time to better my community is second nature to me.  I volunteered at the school, Forest Lake Dance Team, Forest Lake Swim Team, and Dance Factory on many different committees throughout the years.

Eventually, I started working at First State Bank of Wyoming when my youngest graduated from high school – first as a Teller, and then moved back into the Loan department a few months later.  I’ve been there ever since, and am proud to support my team, our customers and the bank every day!

 

Something that recently made you smile:  My girls, always… AND a week in the mountains with my husband.

If you had to eat one meal, every day for the rest of your life, it would be:  Chicken Parmesan, with NO chunks of tomato, a side of french fries, and a hot fudge milk shake.  With an additional side of hot tamales and Swedish fish!  😊

If you were a superhero, your superpower would be: The same powers as Samantha from Bewitched!

Favorite quote or movie line:  “This cannot be a team of common men because common men go nowhere. You have to be uncommon.” – Herb Brooks (Miracle)

Question & Answer of Your Choosing:  What are your favorite movies?  Good Will Hunting, Miracle, Mama Mia (first & second one), Sweet Home Alabama and Footloose.