Digital Banking Accounts


  • Log in to our new site with your EXISTING USERNAME.  (ex. asmith)
  • Your ONE-TIME PASSWORD is your USERNAME + the LAST 4 digits of your Social Security Number.  (ex. asmith1357)
    • Depending on how your online account was originally configured — business users may need to use the last 4 digits of the business EIN instead of your Social Security Number.  (ex. asmith2468)

Due to transferring information from one system to another, there was an additional statement cut on November 10th for all customers. No maintenance fees will be charged for this statement.

Customers who previously received eStatements will need to re-enroll for each of your bank accounts via Digital Banking.   Please be sure to accept the online consent & view the test document to complete enrollment when you log into Digital Banking to continue this service.

Enrolling in e-Statements

Call us at 651-462-7601 between 8:30AM and 5:00PM Monday through Friday or between 9:00AM and 12:00PM Saturday if you have any questions.

Mobile Apps

Please delete your previous mobile app and install our new one from the App Store (iOS) or Google Play Store (Android). 

Use the First Time Login Instructions above to log in to the new Digital Banking system for the first time.

Email Alerts

Please review any of your customized alerts and preferences upon your first login.


Xpress Telephone Banking

(651) 462-7600

All users must set up your new TELEPHONE BANKING PIN using the instructions below.

First Time Calling Instructions:

Your existing Telephone Banking PIN will be reset and you will need to setup a NEW PIN the first time you call.

  • The initial greeting message will walk you through resetting your PIN.
  • Select option “3” to update your PIN.
  • Once selected, you will be prompted to enter one of your account numbers.
  • You will then be prompted to enter your current PIN. This will be the last four digits of your social security number.
  • Enter and confirm your new PIN.
  • This will update the PIN for all of your primary accounts.

Once your PIN is updated, you will be able to inquire and transfer funds on your eligible accounts.

Troubleshooting Tips:

  • Your new PIN cannot be the last four digits of your social security number, it must be a random four-digit number. Your telephone banking PIN is not tied to your debit card PIN.
  • If you attempt to access your account before updating your PIN, you will receive an invalid PIN message. You will need to follow the steps above in order to update your PIN and access your accounts.
  • We are here to help. Please reach out to us for assistance at (651) 462-7601 if you:
    • receive an invalid PIN message.
    • have forgotten your PIN.
    • have been locked out.
    • do not have access to authorized accounts.

Avoid Scams & Scammers

identity theft

Most scams and scammers have two main goals–to steal your money and your identity. You should know what to look for, how they work, and what to do, so you can protect yourself and your finances.  Visit the FDIC’s Consumer News site and educate yourself on the latest scams.

Learn More