1. Were you instructed to make up a story and not share the true details with anyone?
2. Did you receive money from one individual and were asked to send money off to another?
You meet someone, typically through an online app or social media site, and begin a relationship. Your online interest starts professing their love for you and then begins to ask for money to help with costs such as medical bills or travel expenses to visit you.
You’re approached with an offer to fund a lucrative investment or business opportunity, usually in another country. You’re directed to act quickly and keep the deal a secret, especially if questioned by your bank when sending the money.
You have won a foreign lottery and are instructed that you need to pre-pay the taxes. Typically an ‘Attorney’ is involved to make things sound legitimate.
You receive an urgent call or email from someone claiming to be a friend or family member who needs money for an emergency. To appear legitimate, they may provide details (pulled from social media) about your friend or relative in need. They will often put someone on the phone briefly for you to hear – their voice is distorted so you cannot be sure it isn’t them. Best way to validate— reach out the family member or loved one directly.
A scammer gains access to a legitimate email account to impersonate a realtor, escrow officer, attorney, or lender and then provides fraudulent wiring instructions to funnel the money directly into the scammer’s account.
Someone contacts you claiming to be from a well-known technology company and requests remote access to your computer. Sometimes the caller says they have identified a problem and offers to fix your computer for a fee. If you give them access, they install malicious software to steal your personal or financial information.