A First State Bank of Wyoming Debit Card works just like your checkbook—only it’s faster, easier, and more convenient than writing a check. Your debit card gives you easy access to cash at ATMs around the world. The purchase amount is automatically deducted from your checking account and appears on your monthly statement.
Access to your cash through the power of MasterCard®
Our debit card system is learning your buying patterns in order to provide you with the best shopping experience and prevent fraud. Please follow the prompts within your text or email notifications to approve flagged purchases.
Use the following ATMs FREE of charge:
Any Money Pass ATM
Existing customers will receive a contactless chip card when they request a replacement card or their card is reissued.
You can request a contactless debit card by visiting us at the Wyoming Office or by calling 651-462-7601.
Download the Google Pay app — if it’s not already on your phone — and start making fast and easy in-store, in-app and online payments. Visit the Google Pay site to find out how to download the Google Pay . Google Pay is accepted in-stores, in-app, and online. In stores, look for the Google Pay logo or Contactless Symbol at checkout.
Yes. In order to avoid any inconvenience, When traveling outside of the U.S. please contact us at 651-462-7601 and we will flag your card to let the fraud system know you will be using the card in that geographical area. First State Bank of Wyoming debit cards will NOT work with online transactions outside of the U.S..
Your debit card is tied directly to your checking account so you need to know if you have any automatic payments or other activity that may affect your balance. For security reasons there is also a daily limit that may cap your purchases. If you have issues with transactions authorizing and you have funds in your account, please contact us at 651-462-7601 and we may be able to raise your limit for those larger purchases.
First State bank of Wyoming will issue debit cards for minors if there is an adult on the account and they grant the access.
Typically you must have the funds in your account before a debit card transaction will be approved. Occasionally networks go offline and the transactions are authorized based on a daily dollar limit so an overdraft may occur. First State Bank of Wyoming does not charge overdraft fees to consumers on these transactions. The cardholder is responsible for covering the overdraft as they authorized the transaction.
Purchases made with a debit card do not help you build credit. When you use a debit card, the funds are automatically taken directly from your checking account, so it is essentially a cash purchase. Banks do not report debit card accounts to Experian or the other credit reporting agencies.