For when life happens!

handshake icon
Vehicle Loans

Loans are available for cars, trucks, SUVs, motorcycles, boats, RVs, and ATVs.

When you’re thinking of a new or used car, motorcycle, pickup or RV, think of us. We make all sorts of vehicle loans. We can set you up with payments that fit your budget, so if you have getting some new wheels in mind, stop by and see us. We’ll get you the right loan.

A professional banker gives your loan personal review and will help you meet your financial objectives. Decisions are made locally at our Wyoming Office. We offer competitive financing and personalized service to provide you with the best loan for your needs. For more information call 651-462-7611 today!

handshake icon
Personal Loans

Personal loans can be used to finance nearly anything – vacations, weddings, musical instruments, computers, and more.

Get help with large purchases, debt consolidation, and more. Existing checking customers with an email address can apply for a loan up to $5,000 online in minutes! Click here to fill out an application today.

Your loan is based on your deposit relationship and your credit information. Loans can be secured or unsecured, depending on your circumstances.

If you don’t already have a checking account with us, please call us at 651-462-7611 to open an account.

handshake icon
Ready Reserve Overdraft Protection

A Personal Ready Reserve loan can save you money by automatically transferring funds into your checking account when you need it.

Personal Ready Reserve is perfect for people on the go.

  • No fees for loan advances.
  • No annual maintenance fees.
  • No fees for unused balances.
  • You can pay off all or any part of your outstanding balance at any time without penalty.

Funds are transferred from your Personal Ready Reserve loan to your checking account when your checking balance falls below a level set by you.

When you use your Personal Ready Reserve, your finance charge will begin to accrue when an advance is made to your checking account. We will apply a daily periodic rate of .04931% to the “principal balance” of your loan account. This is equal to an ANNUAL PERCENTAGE RATE of 18%.

To add this feature to your checking account, apply online contact one of our lenders today at 651-462-7611.

Personal Credit Cards

Points, competitive rates, cash rewards — there’s a Visa® credit card here for every type of spender.

credit card icon
Rewards Platinum

The Visa credit card provides you with reward points, state-of-the-art security, and travel benefits.

Increase your purchasing power with our Visa credit card and enjoy these benefits and more.

  • Balance Transfer
  • 24/7 Customer Service located in the U.S.
  • Go online to access your account at Reward Points
  • Earn one point for every net dollar you spend
  • Redeem points for merchandise, rental cars, cruises, hotels, and airline travel. Visit for details.
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability

State-of-the-Art Security — Your Visa Platinum Card has multiple layers of cardholder protection that gives you an extraordinary level of security.  You can feel confident no matter how you use it.

Zero Liability Policy — Your liability for unauthorized transactions is $0.  Promptly call the number on the back of your card and you pay nothing.

Identity Theft Assistance — If you suspect that your identity has been stolen, call 1-866-ID-HOTLINE to get access to free and confidential assistance.

This card is issued by TCM Bank, N.A.  Subject to credit approval by TCM Bank, N.A.  For more information, or to apply either by mail or online, please complete the application below.

For questions, please call TCM Customer Service at 1-800-883-0131.

Visa Credit Card Application

Home Loans

business people discussing graphs

Home Equity Lines

Put your home's equity to work. Debt Consolidation. Vacations. And even more!

Learn More

image of house outline sitting on top of a blueprint

Home Improvement

Alternative to a Home Equity Loan. Make that dream remodel a reality.

Learn More

family of four moving into new home

Home Mortgages

Bank local. Get to know your lender and find the perfect solution for you!

Learn More

woman talking on the phone

Call Us Today!

We’re here to help. Contact one of our experienced Lenders today.  They can be reached during banking hours by calling (651) 462-7611.