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Digital Banking
Secure and convenient way to manage your finances!

Our digital banking platform provides First State Bank of Wyoming customers with tools to manage your finances and offers enhanced security including multifactor authentication and anti-phishing technology.  The service gives you immediate access to your account information from the convenience of your home, office or on the road. No more waiting for statements to be delivered by mail. The information is at your fingertips.

If you need personal assistance getting started our customer service representatives will be glad to assist you. They can be reached at 651-462-7601.

Online Banking is Easy

All customers who have accounts with First State Bank of Wyoming are eligible for free digital banking. Register as a New User and complete the registration form. Once we have authenticated you as a user, you will be able to access your account 24 hours a day.

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Mobile Banking

Find “First State Bank of Wyoming” in your APP store or download from Google Play Store

Our mobile banking app allows you to access your online banking account from the convenience of your smartphone or tablet.  This allows you to access your account information and bill pay anytime, anywhere. The mobile banking app is a fast and convenient way to do your banking on the go.  That makes it the smart, simple, and secure way to pay bills, view transactions, and transfer money.

If you are not yet enrolled in online banking, enroll now.

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Mobile Deposit

Mobile deposit allows you to deposit a picture of a checking into a First State Bank of Wyoming bank account using your phone or tablet.

Here’s how:

  • Log into online banking.
  • Enroll in Mobile Deposit.
  • Once enrolled, click “Deposit Check.”
  • Choose an account to be credited.
  • Enter the amount of your check.
  • Endorse the back of the check “For mobile deposit, First State Bank of Wyoming” and sign your name.
  • Take pictures of the front and back using your mobile phone’s camera.
  • Verify the information and submit.

That’s all there is to it! You’ll receive an immediate email notification confirming that we’ve received your deposit.  Deposits will not be reflected in your balance until they are processed by our back office.  Deposits received prior to 5:00 PM will be processed on the current business day.

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Person to Person Payments (P2P)

Easy. Fast. Secure.

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Online bill payment lets you pay all of your bills from one website!

Save time and money.  Stay organized and gain peace of mind.

Save time. With Online Bill Pay, you can receive and pay your bills online, all in one place. That means no more visiting multiple websites to pay bills or trips to the post office to mail checks. In addition, smart features such as recurring payments allow you to automate regular bill payments.

Save money. Paying bills online saves on postage, envelopes, late fees and checks.

Stay organized. Your payment history is stored in your online account, so you won’t have to sort through paper receipts or visit multiple websites to access past transactions.

Gain peace of mind. Paying bills electronically means no risk of mailed checks getting lost or stolen. Plus, you can stop worrying about missing a bill payment when you set up reminders and automated recurring payments.

With Online Bill Pay, there are no checks to write or envelopes to mail. That’s good news for you and the environment.

You will be able to:

  • Retain payee information, including a history of bills paid.
  • Schedule minimum monthly payments to avoid late fees.
  • Pay anyone with an e-mail address through ACH credit.

Just follow these simple steps.

  • sign up for bill payment after logging into online banking
  • set up your list of payees
  • select the amount and date of payment

Your account will be charged for the amount of the payment on the date you indicate and a check or electronic transfer will be sent to the payee.  Some credit restrictions apply.  Save time and money — no postage costs, no check writing.

Bill Payment Frequently Asked Questions

Q: What is Online Bill Pay?

A: Online Bill Pay is a service that allows you to pay a person or company with a mailing address within the United States and Puerto Rico through your online banking account. You determine who you want to pay, when you want to make the payment and which checking account you want the payment to come from. It’s safe, secure and easy to use.

Q: How do I enroll in Online Bill Pay?

A: It’s easy to enroll in Online Bill Pay. Just log in to your account and click the “Bill Pay” link to access the short enrollment form.

Q: How do I start using Online Bill Pay?

A: The first step is to add a payee, the person or company you wish to pay. Here’s how easy it is:

  • Log in to your account and click the “Bill Pay” link.
  • Click the “Add a Payee” button on your home page dashboard.
  • Enter the requested information. Typically this information can be found on your latest bill statement.
  • Once you add your payee, you can start making payments in seconds.
Q: How do I make payments with Online Bill Pay?

A:  Find your payee on the payments dashboard.  Enter the payment amount and date, then submit.

Q: How are online payments delivered?

A: Payments are sent one of two ways—electronically through the ACH system or by paper checks. The majority of payments are delivered electronically. Your payment information, such as your account number, is sent via secure transmission. All other payments are made by paper checks that are mailed via the U.S. Postal Service.

Q: Is Online Bill Pay secure?

A: Paying bills online is one of the safest ways to pay your bills. Online Bill Pay helps guard against identity theft from lost or stolen checkbooks, bills and statements. It also increases your privacy because only you can access your account information, account numbers and payment history. As a result, you maintain tighter control of your account with real-time access to your payments activity.

Q: How long does it take before my payment is received?

A: Generally, your payment is received within 2 to 7 days, depending on whether or not it is sent electronically or via paper check.

Q: What is the cost of online bill payment for consumers?

A:  First State Bank of Wyoming does not charge active consumer bill pay users.  If the service isn’t a fit for you we ask that you cancel the service.  There is a monthly bill pay fee of $4.95 for customers that pay less than 1 bill in the past 90 days.   Commercial bill pay fee is $14.95 per month plus $.50 per payment over 20.

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With eBill, everything you need is in one convenient location.

Using eBill allows you to streamline your bill pay routine and have online access to your bills. That means you won’t have to keep track of paper bills. In addition, you can view past bill statements at a glance.

Q: What is eBill?

A: eBill is a feature that allows you to receive and pay electronic versions of paper bills directly from your Online Bill Pay account.

Q: How do eBills work?

A: eBills are delivered directly to your Online Bill Pay account. Once you set up an individual eBill for a company you do business with, an eBill comes directly from that payee to your account. Examples of businesses that offer eBills are cable service providers, phone service providers, utility providers and credit card companies.

Q: Will I still receive paper statements when I have eBill?

A: You may continue to receive paper statements for the next 2 or 3 billing cycles. Contact your payee for more details on their paper statement policy.

Q: How will I know if eBill is available for a payee?

A: If a payee offers eBill, there will be a “Setup eBill” link next to their listing on your Online Bill Pay dashboard.  If you are receiving eBill summaries from your payee and full bill statements become available, you will see a button that reads “Setup eBill”

Q: What information is included in an eBill?

A: If available for your payee, your full bill statement will be delivered to your account. That means you can view all statement information, including transactions, payment history, credits, and more.

If full eBill details are not available for your payee, you will receive a summary eBill statement that includes balance due, due date and minimum payment amount.

Q: How do I pay an eBill?

A: To pay an eBill, simply choose the account you want to pay from, enter the amount you want to pay and schedule when you want the payment delivered.

Q: How do I know when I have received an eBill?

A: You can sign up to receive an electronic notice to alert you when an eBill has been delivered to your account. You can receive these notices in the form of emails or text alerts to provide an extra reminder when a payment is due.