Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Debit Cards

The convenience of plastic and the benefits of cash!

man using card on his phone

man using card on his phone

Lost/Stolen Card  Mobile Wallet  Moneypass ATMs

Your debit card gives you easy access to cash at ATMs around the world.  The purchase amount is automatically deducted from your checking account and appears on your monthly statement.

Access to your cash through the power of MasterCard®.

Our debit card system is learning your buying patterns in order to provide you with the best shopping experience and prevent fraud.  Please follow the prompts within your text or email notifications to approve flagged purchases.  

Use the following ATMs FREE of charge:

  • Wyoming Office Drive Up
  • Holiday Stationstore Wyoming
  • any Money Pass ATM

young woman using cellphoneDebit Card Controls

Debit Card Controls are a found inside Digital Banking.  They allow you to be in control of your Debit Card use.

  • Turn your card on and off.
  • Report a card lost or stolen.
  • Add Travel Notifications.
  • Activate your card and change your PIN.

Check out MANAGE CARDS in Desktop & Mobile Banking.   Select the card you want to change and you are on your way to helping prevent fraud!

 

 

paying with a cell phone
Why use Contactless Payments?

Contactless payments use advanced security technology that protects your card details every time you tap. Instead of transmitting your actual card number, your card generates a unique, one‑time code for each transaction. That means even if someone intercepted the data, it couldn’t be reused.

Chip‑insert transactions are secure too, but tapping adds an extra layer of protection by reducing physical contact with terminals and limiting the chance of card skimming or tampering. It’s a faster, cleaner, and more secure way to pay.

  1. Look for the Contactless Symbol at checkout
  2. Tap your contactless MasterCard on the checkout terminal
  3. Go your payment is processed in seconds!
Learn More
Apple Pay

You can access Apple Pay through the Apple Wallet TM. Open the Apple Wallet app to add cards at any time. Please note, Apple Pay on the Apple Watch is set up through the Apple Pay Watch app on an iPhone® paired to the Apple Watch.

Apple Pay Logo

 

Samsung Pay
Samsung Pay is automatically installed through a software update for eligible devices. If Samsung Pay is not on your device, visit this Samsung Pay support page for details on how to set up Samsung Pay on your phone. Samsung Pay is accepted in-stores, in-app and online. In stores, it works almost anywhere you can swipe or tap your card. Look for the Samsung Pay logo, Contactless Symbol or card swipe at checkout.

Samsung Pay logo

Google Pay

Download the Google Pay app — if it’s not already on your phone — and start making fast and easy in-store, in-app and online payments. Visit the Google Pay site to find out how to download the Google Pay .   Google Pay is accepted in-stores, in-app, and online. In stores, look for the Google Pay logo or Contactless Symbol at checkout.

Google Pay Logo
apple pay logo, Samsung Pay logo, Google Play Logo
Mobile Wallet

A mobile wallet is a virtual wallet that stores payment card information on a mobile device. Mobile wallets are a convenient way for a user to make in-store payments with a tap of your phone.

Learn More
Apple Pay

You can access Apple Pay through the Apple Wallet TM. Open the Apple Wallet app to add cards at any time. Please note, Apple Pay on the Apple Watch is set up through the Apple Pay Watch app on an iPhone® paired to the Apple Watch.

Apple Pay Logo

 

Samsung Pay
Samsung Pay is automatically installed through a software update for eligible devices. If Samsung Pay is not on your device, visit this Samsung Pay support page for details on how to set up Samsung Pay on your phone. Samsung Pay is accepted in-stores, in-app and online. In stores, it works almost anywhere you can swipe or tap your card. Look for the Samsung Pay logo, Contactless Symbol or card swipe at checkout.

Samsung Pay logo

Google Pay

Download the Google Pay app — if it’s not already on your phone — and start making fast and easy in-store, in-app and online payments. Visit the Google Pay site to find out how to download the Google Pay .   Google Pay is accepted in-stores, in-app, and online. In stores, look for the Google Pay logo or Contactless Symbol at checkout.

Google Pay Logo

DEBIT CARD FAQ’s

Can I use my card out of the country?

Yes, with restrictions. In order to avoid any inconvenience, when traveling outside of the U.S. please contact us at 651-462-7601. 

How do I check my debit card balance?

Your debit card is tied directly to your checking account so you need to know if you have any automatic payments or other activity that may affect your balance.   For security reasons there is also a daily limit that may cap your purchases.  If you have issues with transactions authorizing and you have funds in your account, please contact us at 651-462-7601 and we may be able to raise your limit for those larger purchases.

At what age can you get a debit card?

First State bank of Wyoming will issue debit cards for minors if there is an adult on the account and they grant the access.

Does using a debit card build credit?

Purchases made with a debit card do not help you build credit. When you use a debit card, the funds are automatically taken directly from your checking account, so it is essentially a cash purchase.