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Debit Cards
The convenience of plastic and the benefits of cash!

A First State Bank of Wyoming Debit Chip Card works just like your checkbook—only it’s faster, easier, and more convenient than writing a check. 


Our debit card system is learning your buying patterns in order to provide you with the best shopping experience along with using technology to prevent fraud.  Please follow the prompts within your text or email notifications to approve flagged purchases.  In the future the notifications will flag only transactions that are outside of your specific spending patterns.  

Use the following ATMs FREE of charge:

  • First State Bank of Wyoming ATM
  • Holiday Stationstore Wyoming 
  • Any Money Pass ATM
Why pay interest? I use my debit card.

Ask us how to get one today!


Access to your cash through the power of MasterCard®

A First State Bank of Wyoming debit card gives you the convenience of checking account management and easy access to cash.  The purchase amount is automatically deducted from your checking account and appears on your monthly statement.  Check out some of the other features your card will have to offer:

  • MoneyPass Network—Visit to find our large network of surcharge-free ATMs.
  • Point of Sale PIN-Based Transactions—The ability to get cash back at the point of sale
  • Enhanced Security—FraudWatch Plus monitors any suspicious activity usage with your card.



Why can’t I use my debit card in another state?
It can be one of two different reasons…

  1. Outside of Minnesota, North Dakota, or Wisconsin we have added a security feature that requires you to use your pin number at many retail, gas stations, and convenience stores. Select the “Debit” instead of “Credit” option at checkout and you will be prompted to enter your PIN number.
  2. When travel occurs outside your normal pattern, our Fraud department may suspend your card. Please notify us in advance of traveling to avoid any inconvenience.

Why isn’t my card working in MN?
It can be one of two different reasons…

  1. Every card has a daily dollar limit which goes from 2:30PM to 2:30PM. Once you have reached the daily limit, transactions will be rejected. For your convenience, we may be able to adjust the daily limits based on your usage. We keep the limits as low as possible to help with fraud mitigation. Please call us prior to large purchases and we will be happy to make a temporary increase to your limit.
  2. In addition, the card system has a security feature in place that may block a purchase that is outside of your normal buying pattern. Our fraud department may want to get in touch with you to ensure it is a purchase that you have authorized. Please be sure to update us with new contact information in case we need to notify you of potential fraud.


Where can I get cash without a Fee?
We belong to a large network of FREE ATM’s. Please visit for an ATM Locator. Also, for your convenience, many retailers will give you cash back if you choose the “Debit” option at checkout.