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Personal Loans
For when life happens!

  • Auto Loans, Mobile Home, RV, Boat, & Personal Loans

    Personal loans can be used to finance nearly anything--vacations, weddings, musical instruments, and computers.  Loans are available for cars, trucks, SUVs, motorcycles, boats, and RVs.

    A professional banker gives your loan personal review and will help you meet your financial objectives.  Decisions are made locally at our Wyoming Office.  We offer personal service and competitive rates.  For more information call 651-462-7611.

  • Ready Reserve Personal Line of Credit

    A Personal Ready Reserve loan can save you money by automatically transferring funds into your checking account when you need it. Funds are transferred from your Personal Ready Reserve loan to your checking account when your checking balance falls below a level set by you. Personal Ready Reserve is perfect for people on the run.

    • No fees for loan advances.
    • No annual maintenance fees.
    • No fees for unused balances.
    • You can pay off all or any part of your outstanding balance at any time without penalty.

    When you use your Personal Ready Reserve, your finance charge will begin to accrue when an advance is made to your checking account. We will apply a daily periodic rate of .04931% to the "principal balance" of your loan account. This is equal to an ANNUAL PERCENTAGE RATE of 18%.

    To add this feature to your checking account, contact one of our lenders today at (651) 462-7611.

  • Visa® Platinum Consumer Credit Card

    The Visa credit card provides you with reward points, state-of-the-art security, and travel benefits.

    • Customer Contact Center 24/7 assistance
    • Go online to access your account at Reward Points
    • Earn one point for every net dollar you spend
    • Redeem points for merchandise, rental cars, cruises, hotels, and airline travel
    • Visit for details

    State-of-the-Art Security

    Your Visa Platinum Card has multiple layers of cardholder protection that gives you an extraordinary level of security.  You can feel confident no matter how you use it.

    Zero Liability Policy -- Your liability for unauthorized transactions is $0.  Promptly notify us and you pay nothing.  

    Identity Theft Assistance -- If you suspect that your identity has been stolen, call 1-866-ID-HOTLINE to get access to free and confidential assistance.

    This card is issued by TCM Bank, N.A.  Subject to credit approval by TCM Bank, N.A.  For more information, or to apply either by mail or online, please complete the application below.

    Visa Credit Card Application