|FACTS||WHAT DOES First State Bank of Wyoming DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you
have with us. This information can include:|
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank of Wyoming chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does First State Bank of Wyoming share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes- information about your transactions and experiences||No, we have no affiliates||We don't share|
|For our affiliates' everyday business purposes- information about your creditworthiness||No, we have no affiliates||We don't share|
|For nonaffiliates to market to you||No||We don't share|
|Questions?||First State Bank of Wyoming|
|Who we are|
|Who is providing this notice?||First State Bank of Wyoming|
|What do we do|
|How does First State Bank of Wyoming protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings|
|How does First State Bank of Wyoming collect my personal information?||We collect your personal information, for example, when you |
|Why can't I limit all sharing?||Federal law gives you the right to limit only|
|Affiliates||Companies related by common ownership or control. They can be
financial or nonfinancial companies.
|Non-affiliates||Companies not related by common ownership or control. They can be
financial or nonfinancial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
First State Bank of Wyoming appreciates you as a customer and respects your privacy. We are committed to treating the information you have entrusted to us responsibly. You have the right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times and will continue to work hard to earn your confidence, preserve your trust, and protect your privacy. To demonstrate our recognition of your expectations, our Board of Directors has instituted this Policy.
Bank management reviewed a variety of issuances from federal banking agencies, as well as the U.S. Banking Industry Privacy Principles, and carefully considered the policy in light of the Bank’s particular needs, including our size, involvement with third parties, and the needs of our customers.
At First State Bank of Wyoming, we collect, retain and use information about customers only when it is believed to be allowed by law, reasonably useful in administering business, and providing products, services and other opportunities to our customers. We use the information to administer and protect deposit accounts, loans and other products or services; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so we can provide you with quality products and superior services.
We realize that accurate information is a major concern for customers. First State Bank of Wyoming continually strives to maintain complete and accurate information about you and your accounts. We pledge to investigate any concern you may have and to correct inaccurate information in a timely manner.
Employee access to customer information is limited to those who have a business reason for knowing that information. Each employee has received a copy of this Policy, and is educated on the importance of maintaining the confidentiality of customer information.
Failure by any employee to adhere to this policy will result in disciplinary measures.
First State Bank of Wyoming is committed to the security of your financial and personal information. Our operational and data processing systems, including paper-based information, are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with established security standards.
Except as otherwise stated in this policy, we will not sell or pass on non-public personal information to third parties. Those third parties must agree, in a written document, to adhere to similar privacy principles in keeping your information confidential.
When it comes to sharing nonpublic personal information with unaffiliated companies, First State Bank of Wyoming places strict limits on who receives specific information about customer accounts or other personally identifiable data. First State Bank of Wyoming may share information with such companies if they provide a product or service that may benefit our customers. Whenever we do this, we carefully review the company and the product or service to make sure that it provides value to our customers. We share the minimum amount of information necessary for that company to offer its product or service.
In addition, we will exchange information with third parties about credit, accounts, and transactions under the following circumstances:
We will not share medical or health information except to process transactions or to provide services you have requested or initiated.
If you visit our Web Site only to view information, we will not obtain any of your personal information. We will only collect and store the following about you: the name of the domain from which you accessed the Internet and the date and time you access our site. This information is used to measure the number of visitors to the various sections of our site, which helps us determine such things as marketing approaches.
If you send us an inquiry through an electronic message (e-mail) we will use your identifying information to respond to your inquiry. We will not use such information beyond the basis of the inquiry, or forward the information to any third party unless required to do so by law.
Security is a common and logical concern with banking on the Internet. That is why First State Bank of Wyoming utilizes the latest technology, only authorized passwords, and safe pathways within the system. Before gaining access to any account information, each individual is authenticated by a personal code or password which he or she has personally selected. No one else will be able to access your accounts because your password is known only to you.
At First State Bank of Wyoming, we value our customer relationships and hope that you will remain with us for many years to come. If you have any questions or concerns about the integrity of your account information, or any other aspect of our business operations, or would like further information, please call us at 651-462-7611 or contact us through e-mail at firstname.lastname@example.org.